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Monday, April 16, 2012

SAVING MONEY IN A BAD ECONOMY PART 2

If we take a look at our spending, and keep track of it for a month, it can be shocking.  What are you spending money on that is not necessary?   Maybe its expensive clothing, jewelry, cosmetics etc.  Only you know what it is.  I challenge you to stop it right away. 
Try shopping only, for clearance items  at regular stores when looking for  clothing.  Or, you can shop second hand clothing stores.  How about eBay, you can go to the store and decide exactly what you want and then keep checking eBay for it.  I got a 50.00 pair of sneakers for 20.00 including shipping.  But, I had to be very patient and diligent with watching for what I wanted daily.  There is always yard sales, I don't personally do these because I live way away from everything.  So, it is not very profitable for me to drive 15 miles to get to a yard sale, that may or may not have what I am looking for. 
As far as jewelry goes, a couple of nice pieces go along ways.  You don't need to have a whole jewelry box full.  Choose a couple of classic pieces that go with everything.  Buy good quality so they will last you for years.  Avoid those flashy trendy pieces that only match one outfit.  If you want some things like that then get into making your own jewelry.
Cosmetics, I suggest that you buy these at Rite Aid.  If you buy the wrong color they will take it back.  So you are not spending money on things that you don't like.  Once again, just get the basics and make them last for the year.  You don't needs a bunch of different colors of cosmetics.  Just get one of each thing that looks nice on you and use it sparingly.
Never, buy furniture in a furniture store on the spur of the moment.  Make a list of what you need and watch for the right price!  You can be watching sales, price matching, discount stores, second hand stores, advertisements in the newspaper from people who are selling their old stuff.
Basically, whatever your unnecessary spending areas are, you can find creative ways to meet those needs without spending the regular price.
Make it a game to see how much you can save and have fun!

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